Financial Command Center

A local-first financial operating system for an Indian household — what comes in, what goes out, who depends on it, what it is insured against, and what it is for. No account, no server, no telemetry.

DISCIPLINE
Digital
YEAR
2026
STACK
Flutter · Dart · SQLite
CURRENT STATE
—
// The record

The same project, from different angles

One document per perspective, because the roles I played on this are not the same role.

Why this exists

Most personal finance software answers where the money went, which is the least interesting question a household has. The interesting ones are forward-looking and involve other people: can we afford this in March given the fees in April, how long before losing a job hurts, what does a parent living with us actually cost, and which of these two policies is protection rather than a savings product wearing a protection costume.

What actually happened

Built on a few hard architectural rules. Money is integer paise everywhere, so there is no floating-point drift and every calculation is reproducible. The ledger is the single source of truth and account balances are a derived cache that can be recomputed. Deletes are soft only — financial history is never destroyed — and every mutation writes to an immutable audit log.

What was delivered

Fifteen engines behind the UI, covering accounts and transactions, budgets, wealth and net worth, importing, forecasting, scenario simulation and automation. An importer that takes pasted text and works out whether it is a message, an email or a spreadsheet. An explainable health score where every factor is justified rather than scored opaquely.

What I did

Concept, architecture and implementation.

What came out of it

A working application on web and Android, with the intelligence running locally — no data leaves the device.

Where it stands now

Pre-release. The project's own status sheet records it as not yet committed to version control, and a native Windows build is blocked on tooling. Treat it as a working prototype rather than a product.

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